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Risk management & business consulting

Enterprise risk management. Accessible to all.

Beraterium makes professional risk management understandable, affordable and ready to use for startups, SMEs and solo self-employed professionals. From gut feeling to clarity – from clarity to decisive action.

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  • 20 years Experience from corporate, SME & start-up
  • 3 levels Hazards before risks — no blind spots
  • in € every risk as a euro amount — no traffic lights
  • 2 guarantees Relevance & value guarantee

Who we work for

The right BlindSpot Check for every size

Corporations have whole departments for risk management. You have us. The BlindSpot Check is our structured risk analysis and the first step: we make your blind spots visible and rank them in the risk matrix by severity and likelihood. Choose what fits your situation.

  • Startups

    Fast growth, many moving parts. In 4 weeks we show you which risks could slow you down – before they become costly.

    BlindSpot Check for startups →

  • SME & mid-market

    Preserve capital, secure decisions, safeguard the future. Risk management and HR analysis that fits your business – not a corporation.

    BlindSpot Check for SMEs →

  • Solo self-employed

    You are your business. If you are unavailable, everything grinds to a halt. In 2 weeks you will know where you are truly vulnerable.

    BlindSpot Check for solo →

Why this matters

Many business owners know risks exist. Hardly anyone knows which are the biggest.

Cyber is the number one risk in Germany in 2026 (Allianz Risk Barometer). Yet the most dangerous risk is usually the one nobody has on their radar. Classic methods are built for corporations: complex, theoretical, time-consuming. Beraterium was born from exactly this gap — with a method that, together with your people, delivers a clear, euro-valued picture of your biggest risks in a short time. Understandable, practical, without bureaucracy.

Business owner gaining clarity on their biggest risks

Our method

Three steps from hazard to action

  1. Collect hazards

    In a three-level hazard catalogue we capture neutrally what can harm your business – without premature assessment.

  2. Value risks in euros

    “Imagine it has already happened.” We estimate possible damage in euros and likelihood – and account for what you already do about it today.

  3. The right measures

    We look for not the most measures – but the right ones – and support implementation.

View method in detail →

The risk is on us

Double guarantee

Two clear promises — if we don’t deliver, you get a full refund.

  • Relevance guarantee

    “No relevant risk found? Money back.”

    If the analysis does not identify a single risk with relevant financial impact (threshold agreed jointly in advance), we refund the full amount.

    Learn more →

  • Value guarantee

    “No measurable value? Money back.”

    Before we start, we agree on three value criteria together: two measurable and one emotional. If even one is not met at the end, you receive a full refund. No questions asked.

    Learn more →

Who we are

One team, many perspectives, one goal: your security

More about the team →

After the analysis

Not analysis to file away – solutions to act on.

Vetted experts instead of Google roulette — access only via referral or application. Through Risk Radar we bring the right people together when needed. Clients receive free annual access. Beraterium remains your single point of contact.

Discover Risk Radar →

Free self-assessment

Where is your business vulnerable? The Blindspot Check shows you in 10 minutes.

10 to 15 short 'What happens if …' questions about key people, technology and day-to-day operations. Immediate results with traffic-light status and first steps, no sign-up required.

Start the Blindspot Check →

Insights

Expert insights from Beraterium

Short, practical articles on risk, leadership, and decisions — from our team, for founders, SMEs, and solo operators.

All articles →

From the field

What the BlindSpot Check reveals

Five anonymised examples – the biggest risk is almost never where you expect it.

Anonymised BlindSpot Check outcomes from the field

  • The true top risk was a blind spot

    He had financing and market on his radar. “Address first” turned out to be a different field: the quality of his analysis and decision models. Result: a prioritised risk portfolio instead of an endless list.

    Founder · financial services
    More for startups →

  • Not everything burns equally

    No single “super-risk”, but four equally weighted priorities – IT/cyber, reputation, physical total failure and missing processes. From “everything is on fire” to a clear order of action.

    Solo self-employed · creative crafts
    More for solo →

  • Regulation was not first on the list

    MedTech founder with a corporate-health focus. Financing and market were on his radar. Surprisingly top: health impact evidence, supply chain and copyable advantage. Four equal priorities instead of an intuitive ranking.

    Managing director · health tech
    More for startups →

  • The biggest risk sat outside day-to-day work

    Four shareholders, 25 industries, strong business. Yet recession, concentration and missing cyber strategy surfaced as priorities. Many fields already covered; three blind spots made visible.

    Managing director · recruiting
    More for SMEs →

  • Scaling does not fail on the printer

    Wood 3D printing in founding phase, anchor rail client. Liability, sustainability claims and unclear roles ranked higher than expected. Process reproducibility recognised as the strategic bottleneck.

    Founder team · additive manufacturing
    More for startups →

Experience across industries – from transport & logistics through crafts and manufacturing to IT and sport & fitness.

Do you know your three biggest risks?

30 minutes, free, no sales pitch. You leave with genuine insight – however you decide to proceed.

Book a free intro call